Microf logo

Microf offers hassle-free financing for all your heating/cooling needs so you do not have to access your existing funding sources like your home equity line, credit card, or bank account.

Benefits of the Microf program include:

  • Hassle-Free Financing
  • No down payment required
  • Quick response times (usually within 24 hours) upon receipt of your completed application
  • 35 month, 47 month, or 59 month payment terms PLUS a Guaranteed Purchase Option payment
  • Monthly payment discounts and early purchase options available


Wells Fargo:

  • Convenient monthly payments.
  • Subject to credit approval.

Click the button below to apply for financing on your American Standard purchase.


Synchrony Bank (Rheem)

  • Reduced 5.99% APR and fixed monthly payments equal to 1.25% of promo purchase amount – Until Paid in Full


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Berkeley Electric * Energy Advance Loan through Farmers & Merchants:

  • Must be a BEC customer for at least 1 year
  • 9 – 11 % interest rate
  • $ 10,000 max loan amount

Berkeley Electric * Home Home Advantage Loan Program

  • 5% interest rate
  • $ 15,000 Max loan amount
  • Must have energy audit done by BEC

This loan program focuses on making energy improvements to existing homes.


Heritage Trust logo

Heritage Trust

  • Interest Rate depends on credit
  • Will finance up to $15,000 and 48 months

SCEG logo
SCE&G

  • Interest rate is 9.5% and will finance up to 60 months
  • Must be an SCE&G customer and installing a GAS system in home